-> “You” or “Your” means you as a participant in or as a user of expresscreditloan program. “We” or “Our” or “Us” means expresscreditloan.com

-> All information transmitted, printed, or otherwise submitted to expresscreditloan.com via this website shall be deemed to be the property of expresscreditloan.com and we shall be free to use such information for any lawful purpose as detailed herein.

-> This site contains links to other sites and we are not responsible for the privacy practices or the content of such sites.

-> We reserve the right to release such information to law enforcement or other governmental officials as we, in our sole and absolute discretion, deem necessary to comply with the law.

Section 1. – Collected Information We automatically collect and/or track the following: (1) Web page http headers (home server domain names, IP address, type of client computer, and type of Web browser). (2) Information knowingly provided by you through on-line forms, registration forms, surveys, and or other entries, such as email addresses, personal, financial or demographic information. (3) Information, user specific or aggregate, on what pages our visitors access. (4) The e-mail addresses of visitors that communicate with expresscreditloan.com via e-mail.

Section 2. – Use of Data Collected We use your personal, demographic and profile data to enhance your experience at our site and to enable us to present content we think you might be interested in. We use your contact information to send you information about our company and promotional material from our partners. We may also use your personal, demographic and profile data to improve our site, for statistical analysis, for marketing and promotional purposes, and for editorial or feedback purposes for our advertisers. Information collected by us may be added to our databases and used for future e-mails or postal mailings regarding site updates, new products and services, upcoming events, and/or status of orders placed online.

Section 3. – Disclosure of Data to Third Parties If you choose to provide personal information, it will be used for the following purposes: (1) Considering you for an expresscreditloan.com account. (2) Sharing of your information with trusted third parties such as credit bureaus and or other financial service providers as required by law. (3) For marketing products and services which we determine, in our sole judgment, that you might find of interest. We reserve the right to share, rent, sell, or otherwise disclose data we collect to third parties. Any third party we share, rent, sell, or otherwise disclose data to will be carefully prescreened by us, determined by us to be reputable, and will use the personal data for marketing products and services which we determine, in our sole judgment, that you might find of interest.

Section 4. – Your Opt-Out Rights You may opt-out of receiving communications from us and or our partners by not submitting your information. We also allow you to remove your information from our database. If you remove your information from our database it will no longer be used by us for secondary purposes, disclosed to third parties, or used by us or third parties to send promotional correspondences to you. You can remove your information by sending your request in writing via email to expresscreditloan.com.

Section 5. – Your Rights To Your Personal Data Upon request via postal mail or e-mail, we will provide you a summary of personal information retained by us. We will only send your personal records to your e-mail address or postal address we have on file for you. You may modify, correct, change, or update your personal record or remove your personal record from our database by sending your request in writing via email to: info@expresscreditloan.com

Section 6. – We Do Not Intend To Collect Data From Children The information and services provided us or our affiliates, sponsors, and advertisers are not intended to be viewed by children (under 18 years old). No information collected from children is knowingly used for any marketing or promotional purposes whatsoever, either inside or outside expresscreditloan.com.

Section 7. – Our Right To Contact You We reserve the right to contact you regarding your account status and changes to subscriber agreements, privacy policy, or any other policies or agreements relevant to you.

Section 8. – Our Right To Change We reserve the right to change this policy at any time by notifying you of the existence and location of the new or revised privacy policy or by posting the changes online at our site.

Section 9. – Our Contact Information If you have any questions about this privacy statement, the practices of this site, or your dealings with this website, you can contact us via email sent to: info@expresscreditloan.com

Section 10. – Mobile Policy This website, websites linking to this website, and websites linked from this website (collectively “We”) may make available a service either directly or through third parties by which you can receive messages on your wireless device via short message service (“SMS Service”). Your provider’s standard data and messaging rates apply to all SMS correspondence. All charges are billed by and payable to your mobile service provider. You represent that you are 18 years of age and the owner or authorized user of the wireless device on which messages will be received, and that you are authorized to approve the applicable charges. Data obtained from you in connection with this SMS Service may include your name, address, cell phone number, your provider’s name, and the date, time, and content of your messages. The use of this information will be in accordance with this Mobile Policy. If fees are charged to your wireless account invoice, we may provide your carrier with your applicable information in connection therewith. Your wireless carrier and other service providers may also collect data about your wireless device usage, and their practices are governed by their own policies. You acknowledge and agree that the SMS Service is provided via wireless systems which use radios (and other means) to transmit communications over complex networks. We will not be liable for any delays in the receipt of any SMS messages, as delivery is subject to effective transmission from your network operator. SMS message services are provided on an AS IS basis. We do not guarantee that your use of the SMS Service will be private or secure, and we are not liable to you for any lack of privacy or security you may experience. You are fully responsible for taking precautions and providing security measures best suited for your situation and intended use of the SMS Service. You may opt out of the SMS Service at any time by replying “STOP”, “END”, or “QUIT” to the SMS text message you have received. This process impacts only the future delivery of the particular SMS message offering, so you must send that message for each offering.